You’re covered for hail damage only if you have comprehensive insurance coverage, which covers acts of god and such hazards as vandalism and theft.
WHAT DOES COMPREHENSIVE INSURANCE COVER?
If you purchased comprehensive coverage on your car insurance policy, you’re likely covered for hail damage. Comprehensive coverage pays to repair or replace your vehicle if it’s damaged in an accident that’s not a collision. Comprehensive helps cover storm damage, animal damage and falling objects — including hail. Hail damage could mean dents and dings in your car’s body, cracked or shattered glass, and even interior water damage.
If you notice damage to your car after a hailstorm, report the claim to your insurer as soon as possible. Your insurer can walk you through the steps you’ll need to take to get an estimate and get your car repaired.
